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The BNPL Phenomenon: How “Buy Now, Pay Later” is Reshaping Consumer Debt and Retail

Walk through any online checkout, and you’ll see them: cheerful, brightly colored buttons offering you a way to get what you want instantly while splitting the cost into small, manageable, interest-free payments. This is “Buy Now, Pay Later” (BNPL), the financial product that has exploded in popularity, particularly among Millennials and Gen Z. It presents … Read more

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